An estate that is in order and a will that expresses your wishes about the future of your assets in the case of your death is essential to ensure peace of mind for your family. Buyana Financial Services takes the mystery out of estate planning with good advice and help at each step of the process.

The insurance gap refers to how much insurance we have relative to what we actually need should an active income earner in the household die or become disabled. Studies indicate that South Africans are underinsured by an estimated 60% for life and disability cover.